Driving after the age of 70 can open many doors for retirees and help pensioners to enjoy their independence for longer. Everyday tasks such as shopping or simply popping over to visit family members are usually much easier with a vehicle to get you from A to B.
Although the DVLA require drivers to renew their licence every three years after turning 70, this does not necessarily suggest that you are unsafe to drive. It does ensure that any issues with health and eyesight are regularly monitored however, so that an older driver does not become unsafe on the road.
Choosing the best car insurance for over 70s will become important as you reach this milestone, to ensure your individual needs are met. Age Co Car Insurance is specifically designed for mature drivers, with policies that can be enhanced with optional extras to give you the cover you need.
It has long been acknowledged that older drivers tend to be more cautious on the road than younger age groups, and this is reflected in the number of mature drivers involved in road accidents. As such, Age Co Car Insurance welcomes experienced drivers of all ages, and there are no upper age limit on Age Co insurance policies. As long as you are deemed safe to drive by the DVLA and medical practitioners then we are happy to insure you.
Years of experience will certainly work in your favour and earn you a low risk status, particularly if you can boast a large period of no claims. Statistically, mature drivers are less likely to be involved in an accident than younger drivers, and this will be considered in your car insurance quote. However, other factors such as your location, claims history and the type of car you drive will still influence the cost of your policy.
One of the key reasons that you must start renewing your driving licence every three years from the age of 70, is to ensure that your medical information is up-to-date and being assessed correctly. You must report any medical conditions that could affect your driving to the DVLA, no matter your age.
As well as this, you must also inform your car insurance provider of any changes to your medical health, or risk your policy becoming invalid. The price of your insurance and the options available to you might be impacted by certain conditions, but you could risk serious fines and/or prosecution if you fail to inform the right people.
You should also make the most of free NHS eye tests for over 70 year olds, to ensure that your eyesight meets the legal requirements for driving. Forgetting to wear your glasses or failing to change to a new prescription when needed could invalidate your insurance policy.
Age Co Car Insurance provides an award-winning service† designed specifically with the over 70s in mind. Age Co's policies take a real-world perspective on what customers need from their car insurance, including a 24-hour accident helpline, no hidden admin fees, and a courtesy car whilst your car is being repaired for those with Comprehensive cover.
Age Co Car Insurance was put in place to offer a fairer deal to our customers and, as such, we take customer feedback very seriously. Which is why it’s so rewarding to hold the highest possible Star Rating from Defaqto based on customer ratings of quality and comprehensiveness, and to be named as a Feefo Gold Trusted Merchant; recognised as a business providing exceptional services based on ratings from genuine customers. With such a positive response from our existing customers, Age Co feels proud to offer our services to more drivers over 70 to help further mature drivers get the best deals on the road.
Information sourced on 17 August 2020 for new online policies from Defaqto Matrix.
| Product Features | Age Co Car Insurance |
AA Car Insurance | Admiral Car Insurance |
RIAS |
|---|---|---|---|---|
| Adjustment Fee There is no adjustment fee |
✔ |
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| Cancellation Fee There is no cancellation fee |
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Misfuelling |
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✔ |
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Foreign Use Max Free Days |
✔ |
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Information sourced on 17 August 2020 for new online policies from Defaqto Matrix.
Here are some useful tips when looking to buy car insurance:
To get a no-obligation Car Insurance quote designed for the over 50s, please have these details to hand:
0800 066 5971* 0800 066 5971*
Lines open Mon-Fri: 8am to 8pm, Sat: 9am to 1pm. Calls may be recorded.
‡10% of all customers who took out a Comprehensive policy between September 2019 and February 2020 paid £187.99 or less (includes insurance premium tax at the applicable rate).
^In the event of an accident or when recovered damaged following a theft, and if repairs are carried out by an approved repairer. A courtesy car will also be provided for up to 14 days if your vehicle is stolen or written off.
†The UK based service team have been awarded the Feefo Platinum Trusted Service Award 2020.
^^No Claims Discount can be affected by cancelling cover mid-term. The cancellation fee refund of up to £55 will be made up to 60 days after the request is received together with a confirmation letter from your existing insurer. This letter should state that your policy has been cancelled, and the cancellation charge amount. The original documents should not be sent, only a copy. Your copy will not be returned. The refund will be paid to you by cheque. This offer only applies to new home insurance policies bought over the phone, online, or via an Age UK office (for either buildings, contents or both) before 31 December 2020. Refund forms must be received within 60 days of the Age Co Home Insurance policy start date. This offer may be withdrawn or amended at any time. In the event of the offer being withdrawn only policies purchased before the withdrawal date will be honoured. The refund will not be paid if the Age Co Home Insurance policy has been cancelled within 14 days of the policy start date. Only one administrative/cancellation fee claim can be made per policy. Payment can only be made to the policyholder identified on the policy documents.Your full premium may be taken if your policy is cancelled mid term. Pro rata refunds differ from company to company. Cancellation notice periods differ from insurer to insurer and can take up to seven days. Please check with your existing insurer before cancelling and setting up an Age Co policy. Terms and conditions apply. The decision of Age UK Enterprises Limited in regards to this promotion is final.
*If you call the 0800 number, you may be dealing with Ageas Retail Limited.
Age Co Car Insurance is administered by Ageas Retail Limited. Age UK Enterprises Limited trades under the trading name Age Co Insurance Services. Age UK Enterprises Limited is a trading subsidiary company of Age UK (registered charity, no. 1128267) and donates its net profits to Age UK. Age Co Car Insurance is administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited. Products offered by Age Co Insurance Services are arranged by Age UK Enterprises Limited and arranged and administered by Ageas Retail Limited, both Ageas Retail Limited and Age UK Enterprises Limited are authorised and regulated by the Financial Conduct Authority. Ageas Retail Limited Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and Wales 1324965. FS Register number: 312468. Age UK Enterprises Limited Registered office: Tavis House, 1-6 Tavistock Square, London, WC1H 9NA. Registered in England and Wales 3156159. FS Register number: 311438.
Age Co Motor Breakdown is provided by Call Assist Ltd.
If you need to make a complaint, please refer to the policy documents.
Age Co are unable to offer insurance to residents of the Channel Islands.
Age UK Enterprises are always committed to providing good customer service. If you buy a product from Age UK Enterprises, you may be contacted by our partners Feefo on our behalf to find out about your buying experience.
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