Travel Insurance for over 50s
Relax... knowing you're covered
Call free on: 0800 032 9903* 0800 032 9903*
Lines are open Monday - Friday 9am-5pm
Call free on: 0800 032 9903* 0800 032 9903*
Lines are open Monday - Friday 9am-5pm
Age Co Travel Insurance is designed with the needs of older people in mind and aims to be as inclusive as possible.
We offer specialised cover for the over 50s, with no upper age limits, and provide insurance for pre-existing medical conditions wherever possible**.
Enjoy your holiday with 5 Star Defaqto rated Travel Insurance from Age Co and choose from either a single or annual multi trip policy.
§ This includes walking frames and wheelchairs, whether owned or on loan.
There are two types of travel insurance policy to choose from:
Single Trip cover - For those who just want to take a one-off trip. | Annual Multi-trip cover - See if you could save money by taking out an annual policy. |
See what is and isn't covered by Age Co Travel Insurance.
In addition to this summary of cover, please refer to the policy document for terms, conditions, limitations and exclusions.
Cover | Sum insured++ | Event excess‡‡ |
If your trip is cancelled |
£5,000 £200 £500 |
£50 or £15 for loss of deposity or for holidays under £100 total cost |
If your trip is cut short |
£5,000 |
£50 or £15 for loss of deposity or for holidays under £100 total cost |
Missed departure- extra travel and accomodation expenses |
£1,000 |
£50 |
Delay (not UK & channel Island trips) |
£20 per 8 hours (up to £100) |
Does not apply |
Medical expenses UK trip non-medical emergency expenses |
£10 million £10,000 |
£75 (£150 per family) £25 (£50 per family) |
Hospital benefits§§ |
£25 per day (up to £500) |
Does not apply |
Mugging |
£250 |
Does not apply |
Personal accident: Death
Loss of a limb/sight
Permanent disability
|
£15,000 £25,000 £25,000 |
Does not apply |
Personal belongings Any one item, pair or set Valuables Sports equipment Medical equipment (for any one item, pair or set) |
£2,500 £300 £600 in total £500 £1,000 in total (£500) |
£50 |
Temporary loss of belongings ( over 9 hours) | £250 | Does not apply |
Money and documents | £1,000 | £50 |
Cash limit | £300 | £50 |
Loss of passport | £250 | Does not apply |
Personal liability | £2 million | £250 for damage to rented holiday accommodation |
Travel legal expenses | £25,000 | Does not apply |
End supplier Financial Failure | £1,500 | Does not apply |
Hijack / Kidnap | £100 per 24 hours (up to £2,500) | Does not apply |
Catastrophe | £500 | Does not apply |
Winter sports cover can be added for an extra cost to your premium to a Single Trip policy, and is included automatically up to 17 days under the Annual Multi-trip policy.
Cover | Sum insured++ | Event excess‡‡ |
Winter sports equipment Hired equipment (as part of your trip) |
£600 £150 |
£50 |
Winter sports equipment hire**** | £30 per day (up tp £300) | Does not apply |
Ski pack | £300 (up tp £300) | Does not apply |
Piste closure | £30 per day | Does not apply |
Avalanche closure | £300 | Does not apply |
As an older person seeking out travel insurance, you may be concerned as to whether you are able to get cover if you have any pre-existing medical conditions. We offer specialised cover for the over 50s, with no upper age limits, and provide insurance for pre-existing medical conditions wherever possible††.
Many people suffer from pre-existing medical conditions, such as high cholesterol, high blood pressure, diabetes, osteoarthritis or asthma. Pre-existing cover is designed to ensure that your costs will be covered should you fall ill whilst travelling.
Travel insurance for pre-existing medical conditions is specialist cover for older travellers with a history of illness. It’s different to standard travel insurance which only usually covers you against medical emergencies.
Read more about pre-existing medical conditions.
0800 032 9903* 0800 032 9903*
Lines are open Mon - Fri 9am to 5pm. Calls may be recorded.
Age Co Travel Insurance is administered by Ageas Retail Limited and provided by Ageas Insurance Limited.
Age UK Enterprises are always committed to providing good customer service. If you buy a product from Age UK Enterprises, you may be contacted by our partners Feefo on our behalf to find out about your buying experience.
*If you call the 0800 number, you may be transferred to an Age UK office or Ageas Retail Limited.
**Subject to medical screening and acceptance by underwriters. Medical exclusions may apply and acceptance is not guaranteed.
***Free cover for children is subject to them being covered under the same policy as an insured adult and subject to underwriting acceptance and policy terms and conditions.
§§Hospital benefit is payable at £25 per day (up to £500). This is increased to £100 per day (up to £2,500) if your treatment is received in a state hospital which accepts your European Health Insurance Card and your treatment is under the reciprocal arrangements that exist in the following countries: Balearics, Canary Islands, Southern Cyprus, Greece, Malta or Spain.
††The sum insured is for each insured person per trip and is the most that you can claim under the section of the policy document. Other lower limits may apply. These are shown under the appropriate sections of the policy
‡‡The event excess is per person.
**** In the event of your own equipment being lost or stolen on the outward journey or stolen during your stay at the ski resort.
Age UK Enterprises Limited trades under the trading name Age Co Insurance Services. Age UK Enterprises Limited is a trading subsidiary company of Age UK (registered charity, no. 1128267) and donates its net profits to Age UK. Products offered by Age Co Insurance Services are arranged by Age UK Enterprises Limited and arranged and administered by Ageas Retail Limited, both of which are authorised and regulated by the Financial Conduct Authority. Ageas Retail Limited Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and Wales 1324965. FS Register number: 312468. Age UK Enterprises Limited Registered office: Tavis House, 1-6 Tavistock Square, London, WC1H 9NA. Registered in England and Wales 3156159. FS Register number: 311438.
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