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Car Insurance for Over 60s

5 Star cover - the highest rating you can get, from £187.99*

Age Co Car Insurance is administered by Ageas Retail Limited, and underwritten by Ageas Insurance Limited.

  • Protecting your No Claims Discount is included as standard**
  • No upper age limit, unlike other providers
  • No hidden admin fees
  • Guaranteed courtesy car for Comprehensive cover customers^
  • Award-winning service†
  • 24-hour accident helpline
Donations to Age UK's charitable work from Age Co sales are expected to reach £3 million each year

Many drivers aged over 60 find that their car becomes an even more important necessity in retirement, as they start to make the most of their free time with daytrips, weekends away and opportunities to visit family and friends.

Whether it’s the chance to get out of the house and seize the day, or simply the ability to run errands and make life easier for yourself and your family, access to a car can have a big impact on older drivers’ independence and quality of life. 

Fortunately, as one of the most statistically safe age groups for driving, finding a comprehensive car insurance policy in later life needn’t be a chore. With Age Co Car Insurance for over 60s, we offer a range of benefits and optional extras designed specifically for mature drivers to ensure you’re protected on the road.

Can I get insured after 60?

With more experience on the road and a tendency to be particularly cautious, older drivers are not only welcomed but rewarded with a competitively priced policy with Age Co Car Insurance. Unlike other providers, we appreciate that age is nothing but a number, and so we have no upper age limits on our insurance policies. We also welcome younger named drivers to be added to your policy, subject to acceptance by the insurer. 

Will I get a cheaper car insurance policy for being over 60? 

Years of experience will certainly work in your favour and earn you a low risk status, particularly if you can boast a large period of no claims. Statistically, mature drivers are less likely to be involved in an accident than younger drivers, and this will be considered in your car insurance quote. However, other factors such as your location, claims history and the type of car you drive will still influence the cost of your policy. 

Will my car insurance be affected by my health?

The DVLA requires that you inform them of any medical conditions that could affect your driving, no matter your age, and you must also report these when applying for car insurance. Some conditions may affect the options available to you and the price of your insurance. 

If you fail to notify the DVLA and your insurance company of a change in your medical health then you may be fined up to £1,000, your insurance policy may be invalid and you could even be prosecuted if you’re involved in an accident as a result. And so if you find that your 60s brings some unwelcome trips to the doctors, be sure to notify the appropriate establishments to protect your car insurance. 

If you also find that your eyesight is no longer what it once was, you should take advantage of a free NHS eye test, available for those aged 60 or above. Legally, you must be able to read a car number plate from 20 metres away to be able to drive, so if you notice that your eyes are struggling then it’s time to book an appointment with the opticians. 

Why choose Age Co Car Insurance for over 60s?

Age Co Car Insurance provides an award-winning service designed specifically with the over 60s in mind. Our policies take a real-world perspective on what customers need from their car insurance, including a 24-hour accident helpline, no hidden admin fees, and a courtesy car whilst your car is being repaired for those with Comprehensive cover. 

Age Co Car Insurance was put in place to offer a fairer deal to our customers and, as such, we take customer feedback very seriously. Which is why it’s so rewarding to hold the highest possible Star Rating from Defaqto based on customer ratings of quality and comprehensiveness, and to be named as a Feefo Gold Trusted Merchant; recognised as a business providing exceptional services based on ratings from genuine customers. With such a positive response from our existing customers, we feel proud to offer our services to more drivers over 60 to help further mature drivers get the best deals on the road. 

Age Co Car Insurance is administered by Ageas Retail Limited, and underwritten by Ageas Insurance Limited.

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Adjustment Fee 
There is no adjustment fee
 




Cancellation Fee
There is no cancellation fee





Misfuelling
Misfuelling cover is provided as standard


 



Foreign Use Max Free Days
Free Foreign Use available 93 days or more

 


 


 


 


Information sourced on 21 October 2019 for new online policies from Defaqto Matrix.

Age Co Car Insurance is administered by Ageas Retail Limited, and underwritten by Ageas Insurance Limited.

Customer reviews

What you need to buy

Here are some useful tips when looking to buy car insurance

  • Third-party insurance is not always cheaper than comprehensive and it may cost you more in the long run. If you are involved in a crash with an uninsured driver and if you are unable to prove the other party is liable for the crash you would end up paying the repair bill for your vehicle.
  • Always contact the DVLA and your motor insurance company if you develop any medical conditions that could impair your ability to drive. Otherwise you may find yourself not insured and facing a fine. To find out more, please visit www.gov.uk/health-conditions-and-driving.

To get a no-obligation Car Insurance quote designed for the over 50s, please have these details to hand:

Vehicle Details:

  • Registration number
  • Make/Model type
  • Annual mileage - an estimate

Driver/s Details (Main and Additional):

  • Name and Address (including postcode)
  • Date of birth
  • Occupation
  • Type of licence and number of years held
  • Any driving conviction details for the last 5 years for all drivers
  • Any past motor claims by all drivers in the last 5 years
  • No Claims Discount - number of years
  • Policy start date

Age Co Car Insurance is administered by Ageas Retail Limited, and underwritten by Ageas Insurance Limited.

Get in touch

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10% of all customers who took out a Comprehensive policy between September 2019 and February 2020 paid £187.99 or less (includes insurance premium tax at the applicable rate).

** If you have at least 4 years of proven no claims and have made no more than 1 fault claim in the past 3 years.

^ In the event of an accident or when recovered damaged following a theft, and if repairs are carried out by an approved repairer. A courtesy car will also be provided for up to 14 days if your vehicle is stolen or written off.

† The UK based service team have been awarded the Feefo Platinum Trusted Service Award 2020.

*** If you call the 0800 number, you may be dealing with Ageas Retail Limited.

Age Co Car Insurance is administered by Ageas Retail Limited. Age UK Enterprises Limited trades under the trading name Age Co Insurance Services. Age UK Enterprises Limited is a trading subsidiary company of Age UK (registered charity, no. 1128267) and donates its net profits to Age UK. Age Co Car Insurance is administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited. Products offered by Age Co Insurance Services are arranged by Age UK Enterprises Limited and arranged and administered by Ageas Retail Limited, both Ageas Retail Limited and Age UK Enterprises Limited are authorised and regulated by the Financial Conduct Authority. Ageas Retail Limited Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and Wales 1324965. FS Register number: 312468. Age UK Enterprises Limited Registered office: Tavis House, 1-6 Tavistock Square, London, WC1H 9NA. Registered in England and Wales 3156159. FS Register number: 311438.

Age Co Motor Breakdown is provided by Call Assist Ltd.

Age UK Enterprises are always committed to providing good customer service. If you buy a product from Age UK Enterprises, you may be contacted by our partners Feefo on our behalf to find out about your buying experience.

If you need to make a complaint, please refer to the policy documents.

Age Co are unable to offer insurance to residents of the Channel Islands.

Call lines open Mon-Fri: 8:30am to 6pm, Sat: 9am to 1pm. Calls may be recorded.

M8742V13MAR20

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