What cars can you get on mobility?

Many older drivers worry that age will eventually cause them to be unable to drive. This can lead to increased anxiety and reduce feelings of independence, which is why it's important for seniors to have reliable options for transportation.

Mobility cars can provide a safe and reliable alternative for those who are no longer comfortable behind the wheel. These specialised vehicles come with features designed specifically with seniors in mind, making it easier to stay socially active and connected within their community. Whether you're considering getting your own car or looking into different types of mobility cars available on the market today, this article is here to help guide you through the process.

In this guide we answer the following, click of the link to direct you to the specific question:

• What is a mobility car?
• How to get a mobility car?
• How to qualify for mobility allowance?
• Can I buy a car with my mobility allowance?
• What is the motabiltiy scheme?
• What car can I get on mobility?
• What is the best mobility car?
• What cars are available on mobility?
• How long does it take to get a mobility car?
• Do you pay insurance on a mobility car?
• Can you drive a mobility car without the disabled person in it?

What is a mobility car?

A mobility car is a specially adapted vehicle designed to help those with limited mobility transport themselves around more easily. Many of these vehicles are custom-built and can include features like wheelchair lifts, hand controls, and other accessories that make them easier to use for someone with physical impairments or disabilities. These cars also offer improved safety and convenience compared to regular cars, making them an ideal choice for those who need extra assistance when travelling.

How to get a mobility car?

Getting a mobility car can be surprisingly straightforward once you know the steps involved. First, you should speak to your doctor about any medical needs you might have that require special transportation solutions. Once they have assessed your needs and signed off on a mobility car, you’ll need to contact a specialist dealership for further advice and guidance. Here, you can choose the make and model of your vehicle, as well as any additional features you might require. After that, you should be able to arrange payment and delivery of your new mobility car.

How to qualify for mobility allowance?

In order to qualify for mobility allowance, you must meet certain criteria set out by the Department of Work and Pensions (DWP). These include having an impairment or disability that prevents you from driving a regular car unaided. You may also have to provide evidence that you are receiving financial support from another party such as benefits or pension payments. Once approved, mobility allowance can help cover some of the costs associated with buying and running a mobility car.

Can I buy a car with my mobility allowance?

Yes, you can use your mobility allowance to purchase a new or used vehicle from a registered dealership. However, you may be required to provide evidence that you are receiving financial support from another party such as benefits or pension payments in order to qualify for the subsidy. You should also bear in mind that there may be additional costs involved depending on the type of vehicle you’re looking at.

What is the motabiltiy scheme?

The Motability Scheme offers cars to people who receive the highest level of the Disability Living Allowance. Instead of receiving this allowance weekly or monthly, you can put the money towards a mobility vehicle instead. A mobility vehicle can be adjusted to suit your specific needs and there are a whole range of vehicles that require no advance payment. All you have to do is organise your car insurance, and you’re free to use your car as and when you please. After the contract time is up, you can simply give the car back and either get a replacement or choose a new make and model altogether. You can continue to do this during the time you receive the allowance.

What car can I get on mobility?

The range of cars available on mobility depends largely on your individual needs and circumstances. Most people will opt for an adapted version of a regular model, though specialist cars are also available. Common adaptations may include wheelchair lifts, hand controls, widened doors and ramps, as well as other features designed to make them easier to use for those with mobility issues.

What is the best mobility car?

The best mobility car will ultimately depend on your individual needs and preferences. You should consider the type of vehicle you need (e.g., a regular model or a specialist one) as well as any additional features that might be suitable for your particular circumstances. It’s also worth speaking to an experienced dealership to discuss your requirements in more detail before making your final decision.

What cars are available on mobility?

One of the many benefits of the Motability Scheme is that you’re not limited to just a few cars - there are hundreds to choose from that can suit your needs, whether you need something bigger to fit equipment in or to drive children around, or something that’s smaller and ideal for city driving. 

You have a choice of small, medium and large vehicles, estates, SUVs and coupes, or even people carriers, so you’ll be sure to find something that you love and suits your lifestyle and needs. Some examples include:

 1.   SEAT Ibiza 

The SEAT Ibiza is a compact hatchback, ideal for city driving in comfort. Due to the insurance groups that it falls under (two to 19), the Ibiza is relatively cheap to insure, so you don’t need to worry about overpaying for your insurance. 

There are various models to choose from, ranging in engine size and with different features depending on which one you go for. The basic model comes with alloy wheels, Bluetooth connectivity and a height-adjustable driver’s seat. The most expensive model would use up all of your weekly mobility allowance and you’d need to put down a £295 payment upfront. 

2.   Ford Fiesta 

There are a number of Ford Fiestas available through the mobility scheme, so if you’re looking for a small hatchback, that comes in either a manual or an automatic, it’s likely that you’ll find the perfect Fiesta for you. There’s also a basic model available that doesn’t require any down payment.

 3.   Citroen C4 

For those wanting slightly more space, the Citroen C4 is a good option. These require more of a down payment than a standard hatchback, however, it could be worth it for that little bit more comfort and easy access. For an automatic with a 1.2l engine size and a boot capacity of 380 litres, a down payment of £1,095 is required. 

4.  Kia Ceed Estate

If you’re looking for an estate car, the Kia Ceed estate will give you and your family the space you need. This vehicle is a 1.5l engine with a manual transmission and has a big car boot capacity of 625 litres.  

The advance payment on this vehicle is £1,399 and would use up your total mobility allowance when it comes to the PIP weekly cost. The alternative option is the Kia ProCeed, which would cost the same as the Kia Ceed Estatev, however with a reduced boot size of 594 litres.  

5.   Nissan Qashqai 

The Qashqai is a large SUV that’s great for people who may struggle to get in and out of low vehicles. Made for comfortable driving, a high position offers better visibility and the large boot space is ideal for those with families. The down payment on the cheapest model would be £849 and the highest £3,349.

How long does it take to get a mobility car?

It can take anywhere from a few weeks up to several months to get a mobility car. The exact timeframe depends on factors such as the make and model of vehicle you choose, any additional features you require, and the availability of the car at the dealership.

Do you pay insurance on a mobility car?

Yes, you will need to pay insurance on your mobility car just like any other vehicle. This cost can vary depending on factors such as where you live, how often you drive the car, and what kind of cover is needed.

Can you drive a mobility car without the owner in it?

No, it is not generally recommended that anyone else drives a mobility car unless they are authorised to do so by the person who owns it. This is for safety reasons, as the car may have been adapted specifically for the disabled person and could be difficult or dangerous to drive without the proper knowledge and experience. If you need someone else to drive your mobility car, make sure they understand how it works before allowing them to get behind the wheel.

In summary

• Mobility cars are specially adapted vehicles designed to help those with limited physical mobility transport themselves around more easily.
• A doctor must assess the need for a mobility car and then select the make and model of the vehicle, along with any additional features required.
• To qualify for mobility allowance, certain criteria must be met including an impairment or disability that prevents unaided driving of a regular car.
• Mobility allowance can be used to purchase a new or used car from a registered dealer, and additional costs may apply depending on the type of vehicle.
• The Motability Scheme allows those receiving the highest level of Disability Living Allowance to put their money towards a mobility vehicle instead.
• Hundreds of cars are available on Mobility, ranging from small hatchbacks to estates, SUVs and people carriers.
• Insurance is required on mobility cars just as with any other vehicle, and only authorised drivers should get behind the wheel.

Get insured with Age Co

When it comes to ensuring your vehicle is protected on the road, Age Co Car

Insurance, provided by LV=, offers a comprehensive solution. As a 5 Star rated policy by Defaqto, you can trust that you're getting quality coverage. Visit our car insurance section for more information and get a quote today.