Travel Insurance for Over 80s

With the right provider, you should be able to find the right protection for you and your holiday. For instance, Age Co Travel Insurance has no upper age limit and a range of cover options to suit a variety of travel plans.

With Age Co, your age won’t exclude you from any of our cover options. What’s excluded from your policy will depend on the level of protection you choose. At Age Co, we offer three levels of travel insurance, as well as a range of extras. If you want to make sure you’re fully protected, it’s worth reading the terms and conditions, so you understand what you’ll be covered for while away. You can also talk to the provider and ask them for more information on your travel insurance options.

For help selecting your policy, please call the AllClear team on: 0800 030 4885
Lines open: Mon-Fri: 8.30am – 8pm; Sat: 9am – 5:30pm; Sun: 10am – 5pm. Excluding bank holidays. Calls will be recorded.

The price of your travel insurance will depend on a number of different variables. Factors that will affect the cost of over 80s Travel Insurance include:

• Destination
• Length of stay
• Medical history
• Age
• Planned activities
• Desired level of coverage

For travellers over 80, who may have a pre-existing condition, you could consider opting for more cost-effective holidays to offset any additional insurance costs if you're on a budget. For instance, holidays in Europe cost less to insure than those in America, due to the latter’s expensive healthcare system. You’ll also find costs go up for cruise holidays, as health emergencies at sea can incur higher costs, and you’ll often need to add extra protection to your standard policy to account for this.

If you’ve got the means to get there, then nowhere is off-limit. However, certain destinations will cause the price of your travel insurance to go up. This will either be down to the high price of healthcare in that country (for instance, the USA ) or because there is a greater risk of catching a disease while aboard (countries known for tropical diseases). For older travellers, it’s worth bearing in mind that you’re unlikely to be covered if you’re travelling against the advice of your doctor.

Yes. If you’re over 80 and want to bring medical equipment or a carer on your next holiday, Age Co Travel Insurance can help offer protection. Medical equipment is covered as standard on all policies. You can also choose to include Travelling Companion Cover, which is available as an optional extra. Whether your companion is a family member, friend, or carer, this will cover any expenses that occur should you be unable to travel and have to cancel your trip.

The cost of travel insurance can increase with age. However, this isn’t the only factor for pricing. Your quote will also be determined by where you plan on travelling to, how long your stay will be, and if you require any extra cover, such as for your gadgets or travelling companion.
Therefore, if you find the cost of travel insurance rising once you’re over 80, it might be worth considering if your holiday plans can be adjusted to reduce costs elsewhere. For instance, travelling to Europe over the United States will have an impact on price.

No. Unlike other insurers, Age Co Travel Insurance has no upper age limit in place.

While The Global Health Insurance (GHIC) card allows UK residents to receive the same level of healthcare in Europe that the locals have access to, this does not replace the need for travel insurance.
The GHIC card doesn’t cover all possible medical costs you may incur, nor protect any medical equipment you may need to bring. It also won’t protect you in the event of cancellations or missed connections.
What’s more, it is only valid in 27 countries. Therefore, it is still recommended to take out travel insurance.

Yes, Age Co Travel Insurance is here to help travellers of all ages. You can add another traveller (or more than one) under the ‘Traveller details’ section while getting a quote.