As you get older, there are certain benefits that you can claim. At 60, you can get free eye tests and prescriptions in England, as well as a free bus pass allowing you to travel wherever you please at no cost. At 65, you’re eligible for cold weather payments and a free flu jab each year. However, as well as perks like these, there are also some added responsibilities. For example, at the age of 70 you must renew your driving licence. You may wish to do this at the same time as looking into car insurance for over 70s.
It’s the law to renew your driving licence either before or when you reach 70 years old. This is because all licences in the UK expire once you reach this age. So if it’s your 70th birthday soon, read on to find out what happens to your existing licence and how to renew it.
When you reach 70 years old, your driving licence automatically expires and you must apply for a new one if you want to continue driving. After this, you will need to renew your licence every three years. You cannot let your licence expire as doing so would mean you would be driving illegally. Don’t worry about forgetting to renew your licence - the DVLA will send you a reminder as you approach your 70th birthday, as well as reminders every three years afterwards.
There are a number of ways you can go about renewing your driving licence. No matter which you choose, the renewal is free of charge if you apply through the government website.
As you’re approaching 70 years of age, you’ll automatically receive a D46P application form from the DVLA. This form will be sent to you every three years thereafter. You can complete the form and return it to the DVLA using the address listed on the form. Alternatively, you can pick one up from your nearest Post Office.
If your licence is currently a paper licence, you’ll need to send an up-to-date photo along with your application. Even if you already have a photocard licence, you may be required to send an updated photo for the new licence.
You can apply through the government website by clicking on the Start Now button. This will redirect you to the DVLA online application form. People in Northern Ireland cannot use the above link as the Northern Ireland DVA have their own application rules.
To renew online, you must provide information such as an active email address, your home addresses from the last three years, your National Insurance number and a valid UK passport number.
It’s important to note that some third party websites may charge a fee if you renew your licence through them, so always make sure you use the government website, which charges nothing.
Whether you apply online or via post, there’s a medical declaration section of the form that you must fill in. This section requires more information about your medical history, any conditions that you have and confirmation that your eyesight is up to standard for driving. These questions should be answered as honestly as possible to ensure that you’re safe to drive on public roads. In some cases, you may be required to have a medical examination and have the form signed by the doctor or nurse who assesses you.
Your new licence can take up to three weeks to arrive, though this may be quicker if you submitted an online application. If your old licence is still valid and in date, you can continue to drive as usual while you wait for the new licence to be delivered. However, if your old licence has expired, you will need to wait for its replacement before going out in the car.
Please note: because of COVID-19, applications may take longer than this.
Once you’ve renewed your licence at 70, you’ll need to do so every three years. If you are diagnosed with any notable medical conditions between renewals, you must notify the DVLA as soon as possible. Notable conditions are those that affect your ability to drive, including:
Any of the above also need to be declared to your car insurance provider.
Renewing your licence doesn’t have to be difficult. If you follow the guidelines above, you’ll have a replacement sent out to you soon. For further guidance, you can see the government website.
If you’re over the age of 70, you may have noticed that the price of your car insurance has increased. In fact, some providers refuse to insure people over 70 altogether. This may be frustrating, particularly as research has shown that people over this age are no more likely to have an accident than younger drivers.
Insurance providers use many rating factors to provide you with a price that’s appropriate to your specific circumstances. These rating factors determine how risky or safe you are to insure.
When it comes to choosing a car which will support you through your retirement, there’s a lot to consider. You may be looking to upgrade to a vehicle with additional seats for the grandchildren,