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What does ‘Act of God’ mean in insurance?

22nd June 2021

Checking your insurance policy documents is important if you want to see exactly what you’re covered for. But there may be some terms within the document that you’re unsure of, such as an ‘act of God’. What is considered an act of God and does your home insurance cover it?

  • Insurance

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Who needs to pay stamp duty?

9th June 2021

Stamp duty land tax, also more commonly referred to as simply stamp duty, is a type of tax that must be paid upon the purchase of a property. The amount that you pay is generally based on the purchase price, but who actually needs to pay stamp duty?

  • Insurance

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A guide to stolen car keys

28th May 2021

Losing your car keys can be particularly worrying, especially if you’re unsure whether they’ve been taken, leaving your car at risk. If you’ve looked for your keys but believe that they have been stolen, you can use the information provided here to find out exactly what to do and whether the cost is covered by your car insurance.

  • Insurance

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A guide to downsizing your home

10th May 2021

When moving through the housing lifecycle, people can often end up taking the same path. In this handy guide, you can find out some more information that might help you to decide if it’s a good idea to downsize, whether it’s the right time and how to do it.

  • Insurance

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How many kitchen fires happen each year?

7th May 2021

No one wants to see their home damaged by fire or smoke, and while there are precautions that could be put in place to reduce the damage and number of casualties, such as smoke alarms, fire blankets and fire extinguishers, accidents can still happen.

  • Insurance

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What to do if you lose your car keys

5th May 2021

Losing your car keys can be an inconvenience, but unfortunately it’s quite a common occurrence. In fact, according to research conducted by the RAC, millions of drivers regularly forget where they have put their car keys and can spend an average of two minutes and 10 seconds looking for them every day.

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How do I find out the boundaries of my property?

23rd April 2021

You may not have previously thought about where your property boundaries are or which fences belong to you, but knowing this information could be of assistance should you ever need to claim on your home insurance.

  • Insurance

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How much stamp duty will I pay?

22nd April 2021

Stamp duty, also known as ‘land and buildings transaction tax’ in Scotland and ‘land transaction tax’ in Wales, is a type of tax that is due when you purchase a property. However, the amount of stamp duty that you owe will depend on the price of the property you are buying.

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How to get a courtesy car after an accident

21st April 2021

A car accident can be scary. But once you’ve checked that everyone’s okay and you’ve called your insurance company to inform them of the incident, you may start to wonder how you’ll get around without a car.

  • Insurance

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