Age Co Home Insurance provided by Ageas
Welcome to your dedicated customer area for Age Co Home Insurance, provided by Ageas. On this page, you’ll find a range of useful details and documents to help you manage your policy.

If you purchased your policy before 31 January 2023 or if you have renewed your policy recently, your insurance is provided by our trusted partner Ageas. In this area of the website, you’ll find a range of useful details and documents to help you manage your policy.
Contact us
Contact the Age Co Team at the Ageas contact centre
If you’d like to change, review or talk about your existing policy, please get in touch using the details below.
To discuss an existing policy, please call:
Lines are open:
- Monday to Friday: 8.30am - 6.00pm
- Saturday: 9am - 1pm
Calls may be recorded.
To make a claim on your Home Insurance, please call our 24-hour claims helpline on: 0345 602 5273
Make a claim
Make a claim on your Home Insurance
To make a claim on your Home Insurance, please call the Ageas 24-hour claims helpline on:
Calls may be recorded.
Before getting in touch to make a claim, it helps to have the following information to hand:
- Your policy number and any documents
- A crime reference number for cases that involve crimes such as theft or malicious damage (this number will be issued when you call the police to report the incident)
In the event of a claim
- Tell the police as soon as reasonably possible if something is lost or if you suspect theft or malicious damage
- Take all practical steps to get back any property which has been lost
- If you have been asked to fill in a claim form, send it back with everything that has been asked for, within 30 days of it being sent to you
- Immediately send to your insurer any written claim which is made against you and provide them with full details of any verbal claims made against you
- Take reasonable action to protect the property from further loss or damage
You must not do the following.
- Throw away, get rid of or destroy any items that are damaged until you are told to do so
- Admit or deny responsibility for any incident; or negotiate or settle any claims made against you by anyone else, unless it has been agreed in writing that you can
Home Emergency
Contact us about a home emergency
When you become aware of a possible claim under your Home Emergency policy, please call as soon as possible 24 hours a day, 365 days a year on:
Calls may be recorded.
If you are deaf or hard of hearing and require assistance, please contact us through your preferred provider or alternatively go to Relay UK.
Policy Documents
Home Insurance Policy Documents
Policy Documents
All our documents are also available in Braille, large print or audio versions on request directly to Ageas.
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Age Co Home Insurance Policy Document
- File size
- 484 KB
- File type
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Age Co Home Buildings & Contents Insurance Product Information Document (IPID)
- File size
- 260 KB
- File type
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Age Co Home Contents Insurance Product Information Document (IPID)
- File size
- 260 KB
- File type
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Age Co Home Buildings Insurance Product Information Document (IPID)
- File size
- 259 KB
- File type
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Age Co Home Emergency Policy Document
- File size
- 3 MB
- File type
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Age Co Home Emergency Insurance Product Information Document (IPID)
- File size
- 205 KB
- File type
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Age Co Personal Legal Protection Policy Document
- File size
- 617 KB
- File type
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Age Co Personal Legal Protection Insurance Product Information Document (IPID)
- File size
- 252 KB
- File type
Frequently asked questions
Making a claim
How can I make a claim?
Simply call the Age Co Home Insurance claims helpline 0345 602 5273. Lines are open 24 hours a day, 365 days a year. You will need to have your policy details ready when you call.
How are claims settled?
All claims for contents cover are settled on a ‘new for old’ basis. So, damaged items will be repaired and anything stolen or damaged beyond repair will be replaced as new. With buildings cover, claim settlements are based on the full repair or rebuilding cost. Please note, the sum insured must be high enough to cover the full replacement or rebuilding cost at today’s prices.
Making changes to your policy
How do I add an optional extra, such as accidental damage, to my cover?
You can add extras options to your cover over the telephone on 0345 128 7916. The Age Co team at Ageas will be happy to discuss the options with you so that you can decide what additional cover you need.
What if I need to cancel my home insurance policy?
You can cancel at any time by telephoning the Age Co team at the Ageas Contact centre on 0345 128 7916. You will only be charged for the time you have been on cover unless a claim has been made. If a claim has been made, you will need to pay the full annual premium. See page 10 of the policy document for more details.
Do I pay extra if I change my policy?
Age Co Home Insurance, provided by Ageas does not charge admin or cancellation fees. If you make a change to your policy during the period of insurance and the difference in the premium is less than £10, you will not be charged an additional premium or have a refund.
What are 'admin fees'?
'Admin fees' can include adjustment fees, cancellation fees and duplicate document fees. Age Co Home Insurance has no fees for policy amendments, cancellations or duplicate documents.
Renewing your policy
How do I renew my policy?
We will send you a letter in the post in good time before your renewal date with the full details of your renewal. If you are paying by direct debit instalments and have opted-in to auto-renewal, your policy will automatically renew. Should you not wish to renew, you can cancel by phoning one of our Age Co team at the Ageas contact centre on 0345 128 7916.
What does consent to auto-renewal mean?
Consent to auto-renewal means you are giving us permission to renew your policy without you having to do anything other than check that the information we hold for you remains correct.
When you give your consent to auto-renew your policy, the insurance provider will issue your renewal documents and inform you that the policy will auto-renew without any intervention from you.
The consent will remain in force unless you change it or the policy is cancelled. If you choose not to auto-renew, you will need to contact the Age Co team at the Ageas Contact Centre on 0345 128 7916 at renewal to ensure you remain insured. You can change your auto-renewal preference at any time.
What are the benefits of auto-renewing?
Auto-renewal can offer you peace of mind that your insurance will remain in place when it comes to your renewal.
When you give your consent to auto-renew your policy, the insurance provider will issue your renewal documents, which will include details of your cover and any associated costs, and inform you that the policy will auto-renew without any need for you to make contact and confirm.
The consent will remain in force unless you change it, which you can do at any time, or if the policy is cancelled. If you chose not to auto-renew your policy, when it comes to renewal you will need to contact the Age Co team at the Ageas Contact Centre to complete your renewal. If you don’t make contact then your policy will end, and you will not be covered.
Can I change my consent for auto-renewal?
You can change your auto-renewal consent at any time before your renewal is due by calling the Age Co team at the Ageas Contact Centre on 0345 128 7916. There is no charge for changing your mind.
If you have previously opted not to auto-renew, you will need to contact us at the time of renewal to ensure you remain insured.
Our other products

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Travel Insurance
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Find out moreFor policies purchased before 31 January 2023: Age Co Home Insurance is arranged and administered by Ageas Retail Limited. Ageas Retail Limited (Financial Services Register no. 312468) is authorised and regulated by the Financial Conduct Authority. Ageas Retail Limited Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA (registered in England and Wales, no. 01324965).