Driving after the age of 70 can open many doors for retirees and help pensioners to enjoy their independence for longer. Everyday tasks such as shopping or simply popping over to visit family members are usually much easier with a vehicle to get you from A to B.
Although the DVLA require drivers to renew their licence every three years after turning 70, this does not necessarily suggest that you are unsafe to drive. It does ensure that any issues with health and eyesight are regularly monitored however, so that an older driver does not become unsafe on the road.
Choosing the best car insurance for over 70s will become important as you reach this milestone, to ensure your individual needs are met. Age Co Car Insurance is specifically designed for mature drivers, with policies that can be enhanced with optional extras to give you the cover you need.
Can I get insured after 70?
It has long been acknowledged that older drivers tend to be more cautious on the road than younger age groups, and this is reflected in the number of mature drivers involved in road accidents. As such, Age Co Car Insurance welcomes experienced drivers of all ages, and we have set no upper age limit on our insurance policies. As long as you are deemed safe to drive by the DVLA and medical practitioners then we are happy to insure you.
Will I get a cheaper car insurance policy for being over 70?
Some car insurance providers drastically increase the cost of their car insurance policies for over 70s out of uncertainty about health and safety. Age Co Car Insurance offers some of the best deals for retired drivers on the market to ensure turning 70 doesn’t mean forking out a fortune on insurance.
But while years of experience and a lengthy no claims period could help get you a lower cost policy, you will still be subject to the same considerations you always have; including the type of car you drive and your postcode.
Will my car insurance be affected by my health?
One of the key reasons that you must start renewing your driving licence every three years from the age of 70, is to ensure that your medical information is up-to-date and being assessed correctly. You must report any medical conditions that could affect your driving to the DVLA, no matter your age.
As well as this, you must also inform your car insurance provider of any changes to your medical health, or risk your policy becoming invalid. The price of your insurance and the options available to you might be impacted by certain conditions, but you could risk serious fines and/or prosecution if you fail to inform the right people.
You should also make the most of free NHS eye tests for over 60 year olds, to ensure that your eyesight meets the legal requirements for driving. Forgetting to wear your glasses or failing to change to a new prescription when needed could invalidate your insurance policy.
Why choose Age Co Car Insurance for over 70s?
Age Co Car Insurance is one of the few providers with policies that cater specifically for older drivers, ensuring that we’re on your side to get you the best deal from day one. We plan our policies with our customers in mind, so that benefits such as a 24-hour accident helpline, no admin fees and the option to pay monthly come as standard. And with the highest possible Star Rating from Defaqto based on customer ratings of quality and comprehensiveness, we take pride that our approach results in many happy customers.
Age Co Car Insurance is administered by Ageas Retail Limited, and underwritten by Ageas Insurance Limited.