Driving after the age of 70 can open many doors for retirees and help pensioners to enjoy their independence for longer. Everyday tasks such as shopping or simply popping over to visit family members are usually much easier with a vehicle to get you from A to B.
Although the DVLA requires drivers to renew their licence every three years after turning 70, this does not necessarily suggest that they are unsafe to drive. It does ensure that any issues with health and eyesight are regularly monitored however so that an older driver does not become unsafe on the road.
Choosing the best car insurance for over 70s will become important as you reach this milestone, to ensure your individual needs are met. Age Co Car Insurance is specifically designed for mature drivers, with policies that can be enhanced with optional extras to give you the cover you need.
Age Co Car Insurance welcomes experienced drivers of all ages, and we have set no upper age limit on Age Co Car Insurance policies. As long as you are deemed safe to drive by the DVLA and medical practitioners you can get a quote today.
Not necessarily. While years of experience and a lengthy no-claims period could help get you a lower cost policy, you will still be subject to the same considerations you always have; including the type of car you drive and your postcode.
One of the key reasons that you must start renewing your driving licence every three years from the age of 70, is to ensure that your medical information is up-to-date and being assessed correctly. You must always report medical conditions that could affect your driving to the DVLA.
As well as this, you must also inform your car insurance provider of any changes to your medical health, or risk your policy becoming invalid. The price of your insurance and the options available to you might be impacted by certain conditions, but you could risk serious fines and/or prosecution if you fail to inform the right people.
You should also make the most of free NHS eye tests for over 60 year olds, to ensure that your eyesight meets the legal requirements for driving. If you are prescribed glasses, you must wear them when driving. If you do not it could invalidate your insurance policy.
Age Co car insurance comes with Protected No Claims Discount as standard. A guaranteed Courtesy Car for comprehensive customers. No Admin Fees and a ‘Get you home service’ after an accident – up to £250. Features such as a 24-hour accident helpline and a UK-based call centre are included. As well as those features, Age Co Car Insurance has continued to receive the highest possible Star Rating from Defaqto, since 2014.
Choose from a range of optional extras to tailor the cover to suit you.
Motor Legal Protection
Here are some useful tips when looking to buy car insurance:
To get a no-obligation Car Insurance quote designed for the over 50s, please have these details to hand:
†The UK based service team have been awarded the Feefo Platinum Trusted Service Award 2021.
***If you have at least 4 years of proven no claims and have made no more than 1 fault claim in the past 3 years.
^In the event of an accident or when recovered damaged following a theft, and if repairs are carried out by an approved repairer. A courtesy car will also be provided for up to 14 days if your vehicle is stolen or written off.
**If you call the 0800 number, you may be dealing with Ageas Retail Limited.
Age Co Car, Breakdown and Home Insurance are arranged and administered by Ageas Retail Limited. Age Co Insurance Services is the trading name of Age UK Enterprises Limited, a trading subsidiary company of Age UK (registered charity no. 1128267). Age UK Enterprises Limited donates its net profit to Age UK. Both Age UK Enterprises Limited (Financial Services Register no. 311438) and Ageas Retail Limited (Financial Services Register no. 312468) are authorised and regulated by the Financial Conduct Authority. Age UK Enterprises Limited registered office: Tavis House, 1-6 Tavistock Square, London, WC1H 9NA (registered in England and Wales, number 3156159). Ageas Retail Limited registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA (registered in England and Wales, number 1324965).
Age UK Enterprises are always committed to providing good customer service. If you buy a product from Age UK Enterprises, you may be contacted by our partners Feefo on our behalf to find out about your buying experience.
If you need to make a complaint, please refer to the policy documents.
Age Co are unable to offer insurance to residents of the Channel Islands.