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  • Protecting your No Claims Discount is included as standard***
  • No upper age limit, unlike other providers
  • No admin fees
  • Guaranteed courtesy car with comprehensive cover^
  • Award-winning service†
  • 24-hour accident helpline
Donations to Age UK's charitable work from Age Co sales are expected to reach £3 million each year

Many drivers aged over 60 find that their car becomes an even more important necessity in retirement, as they start to make the most of their free time with day trips, weekends away and opportunities to visit family and friends. Access to a car can have a big impact on older drivers' independence and quality of life. 

Fortunately, as one of the most statistically safe age groups for driving, finding the right comprehensive car insurance policy needn’t be a chore. Age Co Car Insurance for over 60s, offers a range of features and optional extras designed specifically for mature drivers to ensure you’re protected on the road.

Can I get insured after 60?

With more experience on the road and a tendency to be particularly cautious, older drivers are not only welcomed but rewarded with a competitively priced policy. Unlike other providers, Age Co appreciates that age is nothing but a number, and so we have no upper age limits on our insurance policies. We also welcome younger named drivers to be added to your policy, subject to acceptance by the insurer. 

Will I get a cheaper car insurance policy for being over 60? 

Years of experience will certainly work in your favour and earn you a low-risk status, particularly if you can boast a large period of no claims. Statistically, mature drivers are less likely to be involved in an accident than younger drivers, and this will be considered in your car insurance quote. However, other factors such as your location, claims history and the type of car you drive will still influence the cost of your policy. 

Will my car insurance be affected by my health?

There are certain medical conditions that may affect your driving. You must notify the DVLA and your insurance company if there are any changes in your health that may affect your driving. If you are not sure what conditions might affect your driving, you can check the list on the gov.uk website

If you fail to notify both the DVLA and your insurance company about any health conditions that may affect your driving, your insurance policy may become invalid, and you could even be prosecuted if you’re involved in an accident as a result.

Legally, you must be able to read a car number plate 20 metres away to be able to drive. You can take advantage of a free NHS eye test, available to everyone aged 60 and above.

Why choose Age Co Car Insurance for over 60s?

Age Co Car Insurance for seniors provides an award-winning service† designed specifically with the over 60s in mind. Insurance policies feature a 24-hour accident helpline and a courtesy car whilst your car is being repaired. A UK-based call centre and No Claims Discount are included as standard.


 

Policy options and extras

Choose from a range of optional extras to tailor the cover to suit you.

Motor Legal Protection

  • Provides up to £100,000 of legal costs that can be used in the event of an accident that is not your fault and where a third party can be identified to claim for uninsured losses and personal injuries
  • For any claim to be pursued there must be more than a 50% chance of success
  • Any costs incurred before the insurer appoints a solicitor will not be covered.
Key Protection
  • Within the core motor insurance policy replacement keys and locks following loss or theft of car keys are covered up to £500 and an excess of £100 would be payable. This Key Protection cover also includes other keys, such as home and office. No limit on the number of claims subject to a maximum of £1,500 in the policy year including VAT
  • Lost or stolen keys must be reported to the police and a crime reference number obtained
  • Some claims will require you to pay for the replacement of keys/locks and then seek reimbursement.
Excess Protection
  • Excess Protection will reimburse you the excess you pay following a vehicle theft, fire or fault claim
  • Claims for glass are excluded
  • Excess can only be reimbursed if it's not recoverable from a third party
  • You can make up to 2 claims per policy year subject to a limit of £500 per claim.

What you need to buy

To get a no-obligation Comprehensive Car Insurance quote, please have these details to hand:

Vehicle Details:

  • Registration number
  • Make/Model type
  • Annual mileage - an estimate

Driver/s Details (Main and Additional):

  • Name and Address (including postcode)
  • Date of birth
  • Occupation
  • Type of licence and number of years held
  • Any driving conviction details for the last 5 years for all drivers
  • Any past motor claims by all drivers in the last 5 years
  • No Claims Discount - number of years
  • Policy start date

Customer reviews

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† The UK based service team have been awarded the Feefo Platinum Trusted Service Award 2021.
*** If you have at least 4 years of proven no claims and have made no more than 1 fault claim in the past 3 years.
^ In the event of an accident or when recovered damaged following a theft, and if repairs are carried out by an approved repairer. A courtesy car will also be provided for up to 14 days if your vehicle is stolen or written off.
** If you call the 0800 number, you will be dealing with Ageas Retail Limited.

Age Co Car, Breakdown and Home Insurance are arranged and administered by Ageas Retail Limited. Age Co Insurance Services is the trading name of Age UK Enterprises Limited, a trading subsidiary company of Age UK (registered charity no. 1128267). Age UK Enterprises Limited donates its net profit to Age UK. Both Age UK Enterprises Limited (Financial Services Register no. 311438) and Ageas Retail Limited (Financial Services Register no. 312468) are authorised and regulated by the Financial Conduct Authority. Age UK Enterprises Limited registered office: Tavis House, 1-6 Tavistock Square, London, WC1H 9NA (registered in England and Wales, number 3156159). Ageas Retail Limited registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA (registered in England and Wales, number 1324965).

Age UK Enterprises are always committed to providing good customer service. If you buy a product from Age UK Enterprises, you may be contacted by our partners Feefo on our behalf to find out about your buying experience.

If you need to make a complaint, please refer to the policy documents.

Age Co are unable to offer insurance to residents of the Channel Islands.

M0442V14JAN21

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