Many drivers aged over 60 find that their car becomes an even more important necessity in retirement, as they start to make the most of their free time with daytrips, weekends away and opportunities to visit family and friends.
Whether it’s the chance to get out of the house and seize the day, or simply the ability to run errands and make life easier for yourself and your family, access to a car can have a big impact on older drivers’ independence and quality of life.
Fortunately, as one of the most statistically safe age groups for driving, finding a comprehensive car insurance policy in later life needn’t be a chore. With Age Co Car Insurance for over 60s, we offer a range of benefits and optional extras designed specifically for mature drivers to ensure you’re protected on the road.
Can I get insured after 60?
With more experience on the road and a tendency to be particularly cautious, older drivers are not only welcomed but rewarded with a competitively priced policy with Age Co Car Insurance. Unlike other providers, we appreciate that age is nothing but a number, and so we have no upper age limits on our insurance policies. We also welcome younger named drivers to be added to your policy, subject to acceptance by the insurer.
Will I get a cheaper car insurance policy for being over 60?
Years of experience will certainly work in your favour and earn you a low risk status, particularly if you can boast a large period of no claims. Statistically, mature drivers are less likely to be involved in an accident than younger drivers, and this will be considered in your car insurance quote. However, other factors such as your location, claims history and the type of car you drive will still influence the cost of your policy.
Will my car insurance be affected by my health?
The DVLA requires that you inform them of any medical conditions that could affect your driving, no matter your age, and you must also report these when applying for car insurance. Some conditions may affect the options available to you and the price of your insurance.
If you fail to notify the DVLA and your insurance company of a change in your medical health then you may be fined up to £1,000, your insurance policy may be invalid and you could even be prosecuted if you’re involved in an accident as a result. And so if you find that your 60s brings some unwelcome trips to the doctors, be sure to notify the appropriate establishments to protect your car insurance.
If you also find that your eyesight is no longer what it once was, you should take advantage of a free NHS eye test, available for those aged 60 or above. Legally, you must be able to read a car number plate from 20 metres away to be able to drive, so if you notice that your eyes are struggling then it’s time to book an appointment with the opticians.
Why choose Age Co Car Insurance for over 60s?
Age Co Car Insurance provides an award-winning service† designed specifically with the over 60s in mind. Our policies take a real-world perspective on what customers need from their car insurance, including a 24-hour accident helpline, no hidden admin fees, and a courtesy car whilst your car is being repaired for those with Comprehensive cover.
Age Co Car Insurance was put in place to offer a fairer deal to our customers and, as such, we take customer feedback very seriously. Which is why it’s so rewarding to hold the highest possible Star Rating from Defaqto based on customer ratings of quality and comprehensiveness, and to be named as a Feefo Gold Trusted Merchant; recognised as a business providing exceptional services based on ratings from genuine customers. With such a positive response from our existing customers, we feel proud to offer our services to more drivers over 60 to help further mature drivers get the best deals on the road.
Age Co Car Insurance is administered by Ageas Retail Limited, and underwritten by Ageas Insurance Limited.