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Compare Funeral Plans

All four plans guarantee to cover the cost of the funeral services included in your plan, no matter how far in the future it may be needed and how much funeral costs may rise in that time.

Age Co Funeral Plans’ prices will increase on 18 December 2019. Buy now to save £125† and beat the deadline.

Basic Plan

The Basic Funeral Plan is currently just £2,870. This covers the Funeral Director’s fees for arranging and conducting the funeral.

 

Ivy Plan

The Ivy Funeral Plan is an affordable funeral plan, which covers the Funeral Director’s fees for arranging and conducting the funeral. For a cremation, the Crematorium and Minister’s fees^ in the plan, are fully covered and for a burial, the plan provides one of the largest contributions in the market.

Holly Plan

The Holly Funeral Plan is the most popular plan, which covers the Funeral Director’s fees for arranging and conducting the funeral. For a cremation, the Crematorium and Minister’s fees^ in the plan, are fully covered and for a burial, the plan provides one of the largest contributions in the market.

Rowan Plan

The Rowan Funeral Plan is ideal for larger families. It covers the Funeral Director’s fees for arranging and conducting the funeral. For a cremation, the Crematorium and Minister’s fees^ in the plan, are fully covered and for a burial, the plan provides one of the largest contributions in the market.

Advice and guidance Basic Ivy Holly Rowan
Advice and guidance on all aspects of planning the funeral  ✔  ✔  ✔  ✔
Guidance on the registration of the death and collection of all necessary paperwork for the funeral to proceed  ✔  ✔  ✔  ✔
Support from a nationwide network of trusted Funeral Directors Limited to approx 800 Funeral Directors** Over 1,300 Funeral Directors Over 1,300 Funeral Directors Over 1,300 Funeral Directors
Free telephone bereavement advice and support  ✔  ✔  ✔  ✔
Care of the deceased Basic Ivy Holly Rowan
24 hour transportation of the deceased to the Nominated Funeral Director’s premises (within a 50 mile radius, excluding ferry or air fares)  ✔  ✔  ✔  ✔
Care and preparation of the deceased  ✔  ✔  ✔  ✔
Coffin for cremation or burial

Basic coffin

Wood effect coffin Quality wood effect coffin High quality wood veneer coffin
Visit to the chapel of rest at any time by agreed appointment  Weekdays, during office hours  Weekdays, during office hours  Weekdays, at anytime  At anytime, 24/7
The service Basic Ivy Holly Rowan
Funeral Director and staff to attend the service  ✔  ✔  ✔  ✔
Hearse  ✔  ✔  ✔  ✔
Limousine for family/mourners None None One Two

Funeral procession from home/funeral home to a service location

(Fees and costs of a service at a separate location not included)

Directly to the crematorium or burial site Directly to the crematorium or burial site To a service location, then onto the crematorium or burial site To a service location, then onto the crematorium or burial site
Mutual agreement on the time and day of the funeral during normal office hours Restricted days and times of funeral**  ✔  ✔  ✔

For a cremation funeral

Cremation fee (at local rates)

Minister’s or officiant to perform the service at the crematorium ^

 ✔  ✔  ✔  ✔

For a burial funeral

A generous contribution of £1,220 towards burial costs, plot and Minister’s fees

This contribution increases each year in line with the Retail Price Index (RPI) for the Plan’s duration

 ✔  ✔  ✔  ✔
Flexibility Basic Ivy Holly Rowan
If you move home your plan moves with you, at no extra cost  ✔  ✔  ✔  ✔
Personalise the plan with “Special Requests” which can be added to the Plan at any time (some special requests may incur an additional charge and may not be covered by the price guarantee)  ✔  ✔  ✔  ✔
Ability to make additional contributions towards special requests during the lifetime of the Plan. Any contribution will increase in line with the Retail Price Index (RPI)  ₓ  ✔  ✔  ✔

 

Additional services Basic Ivy Holly Rowan
24 hour support from our UK based customer service centre, to answer any questions you may have about your Plan, available 365 days a year  ✔  ✔  ✔  ✔
Complimentary thank you cards  ₓ  ₓ  ✔  ✔
  Basic Ivy Holly Rowan
  Choose plan Choose plan Choose plan Choose plan
  Find our more Find out more Find out more Find out more
  • What is not included in your plan:

  • Medical certification fees. For deaths where a coroner investigation is required, there are no medical certification fees. Also, changes to legislation in May 2015 mean there will no longer be a charge for a medical certification for any deaths registered in Scotland. Similar legal changes are being considered for the rest of the UK, so we do not include provision for these fees in our Plans. If the funeral takes place outside of Scotland, and a coroner is not involved, then if applicable, the medical certification fees must be paid by the next of kin or personal representative, when arranging the funeral.
  • Embalming, burial plot, memorial or headstone, flowers, catering/wake.
  • Repatriation from outside mainland Great Britain, Northern Ireland, Jersey, Isle of Man and Isle of Wight.
  • Costs for removing artificial limbs and mechanisms such as pacemakers.
  • Costs associated with changes in regulations, tax, laws or generally accepted practice, which result in additional costs or affect the conduct of the funeral.

This list is not exhaustive, so please refer to the Terms & Conditions for further information.


Additional Special Requests can be added to the Plans at any time, however, some requests may incur an additional charge and may not be covered by the price guarantee. Any costs incurred from these requests will have to be paid for at the time of the funeral. Alternatively, for the Ivy, Holly or Rowan Plan you can pay a contribution in advance for any additional requests with the amount paid being subject to RPI inflation.


** Basic Plan - There is a restricted choice from approx. 800 Funeral Directors. A restricted choice of date and time for the funeral will be available. Typically this means that with the Basic Funeral Plan the service will take place before 10.30am or after 3.30pm Tuesday-Thursday. You may not make any additional contributions towards the costs of any special requests. Not available on the Isle of Man.

^ A Minister of Religion or Officiants fee is covered equal to the amount paid for a standard funeral service at the crematorium or cemetery as listed in the Church of England Table of Parochial Fees.


 

Find out how Age Co Funeral Plans are different to other funeral plans.

If you need help deciding which Age Co Funeral Plan best suits your needs or you have any questions please get in touch with a friendly UK based advisor, who will be happy to help.

§Price for Basic Plan paid over 25 years at 50p a day. Plans paid over a period greater than 12 months will incur an additional charge.

5 Star rating applies to the Rowan Plan

†£125 saving is based on the difference between the current plan prices and the new prices from 18 December 2019.

^Once services in your chosen plan are paid for, there will be no unexpected bills for loved ones.

* If you call the 0800 number, you will be speaking to Dignity. Calls may be recorded for monitoring and quality purposes.

Age UK Enterprises Limited trades under the trading name Age Co.

Age UK Enterprises Limited (registered in England and Wales no. 3156159) is a trading subsidiary company of Age UK (registered charity, no.1128267) and donates its net profits to Age UK.

The Age Co Funeral Plan is provided by Advance Planning Limited, a company incorporated in England and a subsidiary of Dignity. Registered office: Advance Planning Limited, 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands B73 6AP. Registered in England, no. 3292336.

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