Age Co uses to give you the best experience. By continuing to use this site, you are agreeing to our policy. Read more about how Age Co use cookies and find out how you can change your browser's cookie settings.
Skip to content

What is a Funeral Plan?

A funeral plan helps you to plan and pay towards a funeral in advance. It helps to lessen the financial weight of a funeral and reduces the stress and worry for your loved ones.

Call for free 0800 033 4733* 0800 033 4733*

Lines are open 24-hours a day, 7 days a week. Calls may be recorded.

Why should you take out a funeral plan?

Organising a funeral at an already difficult time can be both emotionally and financially challenging.

In 2017, the average cost of a funeral was £4,078. This is projected to rise to £4,944 by 2022.** By taking out a funeral plan, you can ensure that some of these costs are covered in advance.

Exactly how much of your costs are covered depends on which plan provider you choose, but most providers guarantee to cover the funeral directors costs for arranging and conducting the funeral. This means you can ‘lock in’ these costs at today’s prices, meaning the sooner you take out a funeral plan, the more money you are likely to save.

There are also additional costs associated with a funeral, such as cremation or burial fees. Different plan providers treat them in various ways. For instance, some providers only offer a contribution towards costs associated with cremation and for Burial a contribution that doesn't rise in line with the Retail Price Index. Likewise, some providers can guarantee to cover these costswhile others exclude them completely

Planning ahead also helps save your friends and family additional worry when you die. A funeral presents a large amount of money for your loved ones to find when you’re gone. With a prepaid funeral plan, you can rest assured knowing that you are helping to reduce the financial burden on your loved ones.

It also relieves your family from having to make many of the difficult decisions about your final send off.  Your family can avoid painful conversations over what your last wishes were and you can avoid them overspending because you “would’ve wanted it that way”.

What is an Age Co Funeral Plan?

There are many different funeral plans available and it’s important to know that they are not all the same.

Age Co Funeral Plans, provided by Dignity, offer an exceptionally high level of cover, and this is a promise you can rely on. 

Unlike some providers, an Age Co Funeral Plan guarantees to cover the funeral services outlined in your plan when the time comes. This applies no matter how much costs increase and how far in the future it might be needed.

When you take out an Age Co Funeral Plan, it guarantees to cover Funeral Director’s fees in the plan as standard. If you choose a cremation funeral, the plan also guarantees to cover cremation fees and Minister's fees^, unlike many other providers who only provide a contribution.

If you would prefer a burial funeral, an Age Co Funeral Plan provides one of the largest burial contributions on the market. This increases each year in line with RPI inflation. Some provider’s contributions remain fixed at the date the plan was taken out meaning your loved ones may have a more significant shortfall to make up when the time comes.

An Age Co Funeral Plan is also more than just putting money aside. The plans will support you and your family every step of the way. This includes support and confidential guidance from a trusted Funeral Director and access to a free bereavement counselling service. Find out more reasons why to choose an Age Co Funeral Plan.

All Feefo reviews are gathered anonymously from genuine customers. You can read all of the Feefo reviews here.

A mother showing a photograph to her daughter

See all four plans

A mother showing a photograph to her daughter

Find out more

A mother showing a photograph to her daughter

Funeral Payment Options

Age UK Enterprises Limited trades under the trading name Age Co.

Age UK Enterprises Limited (registered in England and Wales no. 3156159) is a trading subsidiary company of Age UK (registered charity, no.1128267) and donates its net profits to Age UK.

The Age Co Funeral Plan is provided by Advance Planning Limited, a company incorporated in England and a subsidiary of Dignity. Registered office: Advance Planning Limited, 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands B73 6AP. Registered in England, no. 3292336.

Back to top