If you’d like to take out a plan for two people there are two options:
You can either take out two individual plans which will give both of you the benefits of fixing funeral costs included in both plans at today’s prices. Or if you can’t afford this right now, Joint Plans are also available.
A Joint Plan attaches both your names to a single plan. A Joint Plan can be taken out for any two people. It doesn’t have to be your spouse or partner; you can take out a Joint Plan with any family member or friend.
A Joint Plan will hold both of your individual requests, but will only be used towards the cost of one funeral. When the first Planholder passes away, the remaining Planholder can make the decision to set the Plan in action or retain the Plan for their own use.
Many people take out a Joint Plan because they wish to plan for the future but they may not have the funds for two plans at the time. Taking out a Joint Plan provides the peace of mind for the future that the cost of at least one funeral will be covered.
Joint Plans are particularly useful for couples in instances where the remaining individual may not have the funds to cover the costs of their partner’s funeral. For instance, they may not be able to release any of their assets, such as selling the family home, to cover the cost of the funeral. A Joint Plan can be used to provide that security.
For more details, call the customer service team on 0800 033 4733*