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Age Co Car Insurance

Choose award-winning† Age Co Car Insurance for both quality and price.

Age Co Car Insurance is administered by Ageas Retail Limited, and underwritten by Ageas Insurance Limited.

  • No upper age limit, unlike other providers
  • No hidden admin fees
  • Guaranteed courtesy car for comprehensive cover customers^
  • 'Get you home service' after an accident - up to £250
  • Award-winning service†
Donations to Age UK's charitable work from Age Co sales are expected to reach £3 million each year

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Information sourced on 17 August 2020 for new online policies from Defaqto Matrix.

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Product Features Age Co
Car Insurance

AA Car Insurance
(non members)

Car Insurance

Car Insurance

£0 Adjustment Fee 


£0 Cancellation Fee

Misfuelling cover is provided as standard


Foreign Use Max Free Days
Free Foreign Use available 93 days or more





Information sourced on 17 August 2020 for new online policies from Defaqto Matrix.

Customer reviews

What you need to buy

Here are some useful tips when looking to buy car insurance:

  • Third-party insurance is not always cheaper than comprehensive and it may cost you more in the long run. If you are involved in an incident with an uninsured driver and if you are unable to prove the other party is liable for the crash you would end up paying the repair bill for your vehicle.

  • Always contact the DVLA and your motor insurance company if you develop any medical conditions that could impair your ability to drive. Otherwise you may find yourself not insured and facing a fine. To find out more, please visit

To get a no-obligation Car Insurance quote designed for the over 50s, please have these details to hand:

Vehicle Details:

  • Registration number
  • Make/Model type
  • Annual mileage - an estimate

Driver/s Details (Main and Additional):

  • Name and Address (including postcode)
  • Date of birth
  • Occupation
  • Type of licence and number of years held
  • Any driving conviction details for the last 5 years for all drivers
  • Any past motor claims by all drivers in the last 5 years
  • No Claims Discount - number of years
  • Policy start date


Age Co Car Insurance is designed with the over 50s in mind, you can purchase fully comprehensive insurance. Plus, with a whole range of added benefits and optional extras available, you can choose cover that’s right for you, from an award-winning service provider.

  • Our 'Message Relay Service' gives you the option for a friend or relative to be contacted if you have an accident
  • Permanently fitted audio equipment is protected under a comprehensive policy 
  • Our ‘Get You Home Service’ will ensure you arrive home or to your planned destination if your car is not roadworthy after an accident (comprehensive cover only) - up to £250
  • Unlimited windscreen cover (comprehensive cover only)
  • Optional key protection cover
  • Optional excess protection cover
  • Optional motor legal protection cover; provided by Arc Legal Assistance Limited
  • Motor breakdown cover is also available; provided by Call Assist Ltd
  • European cover for up to 180 days a year, so that you can make the most of exploring the Continent during your retirement years
  • 5 Star Defaqto rated - the highest rating possible
  • Accredited the Feefo Platinum Trusted Merchant 2021

Get a car insurance quote online today. 

Frequently Asked Questions

Can I protect my 'No-Claims Discount'?

You will automatically be given Protected No Claims Discount. No Claims Discount Protection allows you to have up to two claims in three years without affecting your No Claims Discount. It does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Other factors can also increase the price of your policy.

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Will I get a courtesy car during repairs?

With comprehensive cover, you will be entitled to a courtesy car in the event of an accident, or once the vehicle has been recovered following a theft, whilst repairs are being carried out by an approved repairer. A courtesy car will also be provided for up to 14 days should your car be stolen or written off. 

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Are the repairs guaranteed?

All repairs are guaranteed for up to three years, provided that they are carried out by an approved repairer.

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Is Motor Legal Protection cover available?

You can take out Motor Legal Protection cover fr an extra cost, which includes a 24/7 legal helpline.. This is designed to protect you against compensation for personal injury when you are not at fault or to defend a motoring prosecution brought against you. You can also obtain legal advice and assistance to pursue your claim for uninsured losses. This might include your policy excess, loss of earnings, car hire changes or additional travel expenses.

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Is Motor Breakdown cover available?

You can add Motor Breakdown cover for an additional cost.. This cover is provided by Call Assist Ltd. You'll be covered for roadside assistance, vehicle recovery, and you're even covered at home if your car won't start. 

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Get in touch


† The UK based service team have been awarded the Feefo Platinum Trusted Service Award 2020.

^ In the event of an accident or when recovered damaged following a theft, and if repairs are carried out by an approved repairer. A courtesy car will also be provided for up to 14 days if your vehicle is stolen or written off.

* If you call the 0800 number, you may be dealing with Ageas Retail Limited.

If you need to make a complain, please refer to the policy documents.

Age Co are unable to offer insurance to residents of the Channel Islands.

Call lines open Mon-Fri: 8:30am to 6pm, Sat: 9am to 1pm. Calls may be recorded.

Age Co Car Insurance is administered by Ageas Retail Limited. Age UK Enterprises Limited trades under the trading name Age Co Insurance Services. Age UK Enterprises Limited is a trading subsidiary company of Age UK (registered charity, no. 1128267) and donates its net profits to Age UK. Age Co Car Insurance is administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited. Products offered by Age Co Insurance Services are arranged by Age UK Enterprises Limited and arranged and administered by Ageas Retail Limited, both Ageas Retail Limited and Age UK Enterprises Limited are authorised and regulated by the Financial Conduct Authority. Ageas Retail Limited Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and Wales 1324965. FS Register number: 312468. Age UK Enterprises Limited Registered office: Tavis House, 1-6 Tavistock Square, London, WC1H 9NA. Registered in England and Wales 3156159. FS Register number: 311438.

Age Co Motor Breakdown is provided by Call Assist Ltd


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